The faster way for companies and banks to launch payment solutions

Our Products

There’s a lot more to moving money. Our products help you get products out to market quickly with FedNow simulators and certifications. We help you integrate with the latest payment protocols quickly without transforming your technical stack.

sandbox environment

Alpha Instant FedNow simulators

Use our simulators to test your real-time payment products for FedNow compatibility as you’re building in the software development life cycle

See simulators →
iterative testing

Certification as a service

Suite of testing plans and automated scripts to prepare for FedNow certification ahead of time. Save time and cost with iterative testing.

View certification platform →
platform upgrade

ISO 20022 Message Converter

Plug-and-play interface to convert legacy payment messages to be compliant with the new ISO 20022 protocol without disrupting your current setup.

Learn about the converter →

Try Payapt and redefine your testing stack